Recent News & Articles

There may be legitimate reasons for not buying a home, but indecision is not one of them. It’s important to understand your options and have all necessary information in order to make the right decision for you: to move forward to own a home or to continue renting.

If you keep renting,...

The purpose of insurance is to shift the risk of loss to a company in exchange for a premium. Most policies have a deductible which reduces the amount of the claim that is paid by having the insured share in the first part of the loss.

In the process of managing insurance premiums, policy...

An interesting and sometimes costly surprise can occur during the home buying process. The claim experience of the seller could impact the price of the premium for the new buyer. For that reason, you can ask for a copy of the CLUE report on the home you’re interested in buying prior to writing...

Regardless of the reason to refinance a home, the basic question to ask is: “Do you plan to live in the home long enough to recapture the cost of refinancing?” Expenses involved in refinancing can either be paid in cash or rolled into the new mortgage.

From a financial standpoint,...

According to the Aspiring Home Buyers 2017 survey, 59% of non-homeowners are not comfortable taking on a mortgage if they’re still paying off outstanding student loans. It is estimated that the college graduates have an average of $37,172 in student debt.

Fannie Mae offers loan programs...

More has been lost due to indecision than was ever lost to making the wrong decision. Interest rates have as much effect on housing costs as price. When they’re both trending upward, it can be very expensive to wait.

In some cases, there can be legitimate reasons for postponing a purchase:...

Credit card debt in America is back to levels prior to the recession. The average credit card APR is just under 16% according to CreditCards.com Weekly Credit Card Report. Homeowners have an advantage over renters when it comes to getting their arms around debt issues.

Basic money management...

Homeownership is a big part of the American Dream: having a home of your own where you can feel safe, raise your family, share with your friends and enjoy life. The benefits of owning a home are easy to appreciate, but buyers should also realize that expenses for both regular maintenance and also...

Worried that you can’t qualify to buy a home of your own?

Here are the top 6 fears about getting a home loan (and how to deflate them):

It’s impossible to get low down payment loans.

• FHA down payments are 3.5% and VA is 0%.
• In some areas, 0% down payment...

If it seems like the same goals are on your New Year’s resolution list year after year, 2017 is the year to cross one off the list:

Invest in a rental home!

Rents are solid, values are climbing, and mortgage rates are still low for non-owner occupied properties. A $150,000 home...

Most people think they’ll have a house payment and a car payment for the rest of their lives, but it doesn’t have to be that way with a plan and a little discipline. The plan is to make additional principal contributions to a fixed rate mortgage to shorten the term and save tens of thousands...

Buying a home can be very daunting, for the simple fact that it comes down to negotiating on a final price. In every real estate sale, there are typically two negotiation periods between the buyer and the seller.

Round 1
Primary negotiation takes place when the buyer and seller agree on...

Hello friends!

Sea Scape Properties takes pride in being active in our community and supporting local events when possible. This is why we have decided to join “Over the Edge” in support of DREAMS of Wilmington!

What does this mean?

On Saturday November 19^th, our...

There’s a special occasion just around the corner, and you’re in charge of the planning. Maybe it’s a birthday, a family reunion, a holiday dinner for 16 or a wedding event. You want to look like a hero, right? Show off your event-planner prowess: Get a beach house!

A beach...

It’s surprising to realize that most people spend more time planning their next vacation or cell phone purchase than they do on their own retirement. If you had $35,000 to invest for retirement in 15 years, what would be the best opportunity?

The safest place may be a certificate of...

When you’re relaxing at the beach house you rent every year for your family’s summer vacation, do you find yourself dreaming about owning it?

With work obligations, kids’ school schedules, and life in general, many “beach house dreamers” may worry that they won’t...

While all contracts must have certain required elements: mutual assent, consideration, capacity and legality- there are some things that increase its chance of being accepted.

Sellers generally want the highest possible price with the fewest inconveniences in the shortest period of time. Similarly,...

When you own a beach house, it’s ever-so-tempting to rent it when you’re not using it. But once you realize what it actually takes to manage all the inquiries, bookings, deposits, payments, taxes, cleaning schedules, emergency repair requests, etc. (not to mention the guests themselves)…well,...

It has been said that change is the only constant. Most of the financial experts have been expecting interest rates to increase along with home prices. While homes, in most markets, have definitely seen increases over the past five years, the mortgage rates today are actually lower than they were...

So, you’ve booked a week at the beach. Bet your first thought is “I can’t wait to cook!”

No?

Well, when you stay at a Sea Scape vacation home you will be both wowed and wooed by the kitchens. All of them come fully stocked with all the kitchenware you'll...

Getting married on the beach… ahhhhhh... Sounds peaceful, blissful, and oh so romantic. Who wouldn’t want to come help you celebrate at one of North Carolina’s most fabulous beaches?

You’re really excited, and really nervous. You’ve read all the magazines and...

A week or two at the beach is a taste of glory. But sometimes the weather isn’t as cooperative as we’d like. When that happens, the kids tend to get less cooperative, too.

When you need distraction, try a museum! Sea Scape Properties offers a few ideas. Most all of these are open...

It is America’s 240th birthday! If you’re lucky enough to find yourself in the Cape Fear area for the Independence Day holiday, your biggest problem might be deciding which activity to undertake. There’s a plethora of festivities, many of which you can find at the websites for the...

Do you love, love, love the beach? We do too. Why not make it your own by purchasing a beach home? At Sea Scape, we can manage all the details and help your vacation become an excellent long-term financial investment, making the most of your time and assets. We’ll help you find the perfect home...

Snoop Dogg will take to the Belk Main Stage Friday, April 8, during the Azalea Festival this year. His opening act will be Doug E. Fresh.

Tickets are $46.50 with doors opening at 5 p.m. and the concert starting at 7 p.m.

“The Azalea Festival is so excited to have Snoop Dogg join...

March is almost here which means spring break is right around the corner! Not sure where you want to spend your break? A Sea Scape Properties vacation home in beautiful Wrightsville Beach, North Carolina is the answer.

Wrightsville Beach is North Carolina’s most accessible beach and...

It can really save you money.
A lot of folks think renting a block of hotel rooms is the most cost effective way to save money while on vacation, but think again. Renting a vacation home can be surprisingly affordable especially if you're traveling with family and friends. If you add up the...

Banish winter blues with thoughts of relaxing on a sunny beach to the sound of gently crashing waves with your toes in the sand. Make your daydreams a reality by planning your next vacation getaway today!

It’s never too early to start planning your summer vacation:

• Be smart...

FREEZIN' for a REASON!

Join us this year for the 2016 Special Olympics Polar Plunge with 5k walk/run and costume contest!

Special Olympics New Hanover County provides year-round sports training, competition, social events and Camp Shriver summer camp for people eight years of age...

Have you been thinking about investing your hard earned money in a vacation rental property, and not quite sure which avenue to take? Investing in a timeshare and investing in a vacation home both have their upside, but which is better? Which one will you be most happy with down the road and which...

It’s no secret the holidays leave us utterly exhausted. A little post-holiday rejuvenation may be exactly what is needed to get back on track and feeling like yourself again. Consider a trip to Wrightsville Beach, NC where the peace and quiet of the off-season is just what the doctor ordered....

Joing us this year as we sponsor the 2016 Carolina Cup on Wrightsiville Beach! Bring the whole family for this amazing 5-day weekend full of fun and entertainment.

The 2016 Carolina Cup kicks off the race season with 4 courses: a kids race, the Harbor Island Recreational “fun”...

We had a great time this past weekend with JDRF Walk to Cure Diabetes. Beautiful weather made for an awesome turnout!

JDRF is the leading global organization funding promising, life-changing T1D research. It’s their goal to progressively remove the impact of the disease from people’s...

Affordability and stability are reasons homebuyers choose a 30-year fixed rate mortgage. It makes the payment lower than a 15-year mortgage and the principal and interest portion of the payment will be constant for 30 years.

A common belief among homeowners for decades was that they would...

Congratulations to all the winners of the NC Surf to Sound Challenge! What great weekend to paddle!

The Surf to Sound is an entire weekend of fun for the whole family at the Blockade Runner in Wrightsville Beach. The race is presented by The McGee Law Firm and organized by The Wrightsville...